BMW
1 Series 120i Sport
£299 /mo inc VAT
- Security deposit£2,691conditions
- ContractRolling monthly · 6 month minimum
- Mileage10,000/yr
- Delivery7-10 working days
Personal leasing
Your next car.
Priced properly.
Leasing in your own name, priced inc VAT — the monthly figure you see is the figure that leaves your account. Every vehicle we hold is available to personal customers.
Personal or business
Same vehicles. Different paperwork.
Every vehicle we hold is available either way — there is no separate business range and no separate personal range. What changes is the VAT treatment, whose name goes on the agreement, and how the payments are accounted for.
Personal
You’re here- Price shown
- Inc VAT — the figure you actually pay each month
- Agreement in
- Your own name
- Monthly payments
- Fixed for the length of the agreement
- VAT
- Included in the monthly figure and not reclaimable
- Accounting
- A personal expense — nothing to record
Business
See business →- Price shown
- Ex VAT — VAT is added on top of the monthly figure
- Agreement in
- The company's name
- Monthly payments
- Fixed for the length of the agreement
- VAT
- Potentially reclaimable on the rentals, depending on use
- Accounting
- Usually treated as a business expense
Tax treatment depends on your business and its circumstances — how the vehicle is used, whether there is any private use, and your VAT position. We are not tax advisers and nothing here is tax advice. Check with your accountant before assuming what you can reclaim.
CUPRA
Terramar V1
£299 per month inc VAT
Business £249.17 per month ex VAT
- Security deposit£2,691conditions
- ContractRolling monthly · 6 month minimum
- Minimum term6 months
- Notice to return1 month
- Annual mileage10,000
- Excess mileage12p per mile
- MaintenanceNot included
In stock now
45 available now
Volkswagen
Golf R Mk8
£310 /mo inc VAT
- Security deposit£2,460conditions
- ContractRolling monthly · 6 month minimum
- Mileage10,000/yr
- Delivery7-10 working days
BMW
1 Series M Sport
£320 /mo inc VAT
- Security deposit£2,880conditions
- ContractRolling monthly · 6 month minimum
- Mileage10,000/yr
- Delivery7-10 working days
How it works
Four steps
Pick a vehicle
Everything listed is stock we hold, with the full terms shown against it — monthly, security deposit, contract and mileage.
We confirm and quote
We check availability the same day and confirm the figures in writing, inc VAT.
Affordability and paperwork
No credit check. We assess affordability, not your credit score. We ask for your driving licence, proof of address, and proof of income — 3 months of payslips or 3 months of bank statements. We use these to check the monthly payment is affordable for you.
Delivered to you
To your home, nationwide, typically within 7 to 10 working days.
Common questions
Worth knowing
Is the price I see the price I pay?
Yes. Personal pricing is shown inc VAT, so the monthly figure on the page is the figure that leaves your account. The security deposit is shown separately and stated on every vehicle.
Can I lease personally if I have a company?
Yes, and plenty of directors do. Leasing personally keeps the agreement in your name and out of the company’s books. Which suits you better depends on your circumstances — your accountant is the right person to ask.
Do you run a credit check?
No credit check. We assess affordability, not your credit score.
We own our vehicles and lease them to you directly. There is no lender to satisfy, so there is nothing for a credit score to unlock — we only need to know the monthly payment is affordable for you.
You must be 18 or over and a UK resident, and we will tell you where you stand before you commit to anything.
What is not included?
Road tax is included. Servicing, maintenance and roadside assistance are not included as standard; they are available as an optional package. You arrange your own insurance. Budget for all of them when comparing our monthly against products that bundle them in.
What happens at the end?
You hand the vehicle back and it is inspected. Your security deposit is refunded, less any permitted deductions — see the full list under Flexible leasing. Most of our customers take another vehicle — that is the point of the relationship.
Ready to find your next car?
Tell us what you're after. We'll come back with options, not a sales pitch.