How it works
Enquiry to delivery in 7–10 days
Most leasing quotes you a car that has not been built yet. We hold our own stock, so the vehicle you are looking at exists today — which is why the timescale below is measured in days rather than months.
Tell us what you want
Pick something from stock, or describe what you are after and we will find it. Three short questions, and we ask for your number at the end rather than the beginning.
We confirm and quote
We check the vehicle is still available — usually the same working day — and confirm the monthly figure, the upfront payment, the contract length and the mileage in writing.
Affordability, not a credit check
No credit check. We assess affordability, not your credit score. We look at whether the monthly payment works for you. You upload your driving licence, proof of address, and either a payslip or a bank statement through My Rapid. We use these to check the monthly payment is affordable for you.
Delivered to you
Nationwide delivery to your home or business, typically 7 to 10 working days from the paperwork being agreed. Some customers have driven away the next day.
Why there is no credit check
We own our vehicles and lease them to you directly. There is no lender to satisfy, so there is nothing for a credit score to unlock — we only need to know the monthly payment is affordable for you.
Most leasing companies are introducing you to a finance provider, which is why they have to score you. We are not — the vehicle is ours and the agreement is with us.
Compare that with a factory order, where three months is normal and the date can move more than once. Nothing here is estimated — your order tracker in My Rapid only advances when a member of our team moves it.
Common questions
Ordering and delivery
Why don't you need a credit check?
No credit check. We assess affordability, not your credit score.
We own our vehicles and lease them to you directly. There is no lender to satisfy, so there is nothing for a credit score to unlock — we only need to know the monthly payment is affordable for you.
Most leasing companies are introducing you to a finance provider, which is why they have to score you. We are not: the vehicle is ours, the agreement is with us, and no third party is involved at any stage.
How long does delivery take?
Typically 7 to 10 working days from the paperwork being agreed. Because we hold the vehicle rather than ordering it, there is no build slot to wait for and no delivery date that moves.
Where do you deliver?
Nationwide, to your home or your business premises.
What do I need to provide?
Three things: your driving licence (both sides), proof of address from the last 3 months, and either a recent payslip or your last full month’s bank statement — whichever is easier, one is enough. Plus bank details for the direct debit. We use these to check the monthly payment is affordable for you. You upload these through My Rapid once your order is underway.
Ready to start?
Tell us what you're after. We'll come back with options, not a sales pitch.