BMW
M3 Competition xDrive
£375 /mo ex VAT
£400 inc VAT
- Upfront£4,500 refundable
- Contract48 months
- Mileage10,000/yr
- Delivery7-10 working days
Business leasing
One vehicle.
Or twenty.
Leasing through the company, priced ex VAT. For limited companies, directors, sole traders and fleets — from stock we hold rather than a build slot.
Personal or business
Same vehicles. Different paperwork.
Every vehicle we hold is available either way — there is no separate business range and no separate personal range. What changes is the VAT treatment, whose name goes on the agreement, and how the payments are accounted for.
Business
You’re here- Price shown
- Ex VAT — VAT is added on top of the monthly figure
- Agreement in
- The company's name
- Monthly payments
- Fixed for the length of the agreement
- VAT
- Potentially reclaimable on the rentals, depending on use
- Accounting
- Usually treated as a business expense
Personal
See personal →- Price shown
- Inc VAT — the figure you actually pay each month
- Agreement in
- Your own name
- Monthly payments
- Fixed for the length of the agreement
- VAT
- Included in the monthly figure and not reclaimable
- Accounting
- A personal expense — nothing to record
Tax treatment depends on your business and its circumstances — how the vehicle is used, whether there is any private use, and your VAT position. We are not tax advisers and nothing here is tax advice. Check with your accountant before assuming what you can reclaim.
Jaecoo
J7 1.5T SHS PHEV Luxury
£280 per month ex VAT
Personal £380 per month inc VAT
- Upfront payment£3,650 · refundable
- Contract48 months
- Annual mileage10,000
- Excess mileage12p per mile
- MaintenanceNot included
In stock now
26 available now
Mercedes-AMG
A35 4MATIC
£370 /mo ex VAT
£400 inc VAT
- Upfront£3,200 refundable
- Contract48 months
- Mileage10,000/yr
- Delivery7-10 working days
Jaecoo
J7 1.6T AWD Luxury DCT
£300 /mo ex VAT
£400 inc VAT
- Upfront£3,650 refundable
- Contract48 months
- Mileage10,000/yr
- Delivery7-10 working days
How it works
Four steps
Tell us what you need
Vehicle type, how many, and what they need to do. Cars, vans, 4x4s and premium vehicles.
We price it both ways
Monthly ex VAT and inc VAT, the upfront figure, and the mileage that suits the work.
Affordability and paperwork
No credit check. We assess affordability, not your credit score. Limited companies, sole traders and partnerships all handled.
Delivered to site
Nationwide delivery to your premises, typically within 7 to 10 working days.
Common questions
Worth knowing
Can I reclaim the VAT on the rentals?
Often partly, sometimes fully — it depends on whether there is any private use, what the vehicle is, and your VAT position. VAT recovery on cars is more restricted than on commercial vehicles. We will give you everything you need in writing, but we are not tax advisers: check with your accountant before assuming a figure.
Are the payments a business expense?
Lease rentals are usually treated as an operating expense rather than an asset on the balance sheet. How that lands for your company depends on its circumstances and accounting treatment — again, your accountant.
Do you deal with sole traders?
Yes — limited companies, directors, sole traders, partnerships and fleets. The paperwork differs, the product does not.
What if the work dries up?
That is what flexible leasing is for. Six months minimum, then month to month with one month’s notice, and the upfront payment comes back when the vehicle does.
Can you handle a whole fleet?
Yes. Tell us the shape of it — how many, what type, and over what period — and we will come back with a plan rather than twenty separate quotes.
Tell us what the business needs
One vehicle or a fleet. We'll come back with pricing both ways — ex VAT and inc VAT.